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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,780 | $129,737-76.3% | $119,126-74.2% | $154,746-80.1% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 7.11% | 379.08%-372.0pp | 282.11%-275.0pp | 172.34%-165.2pp |
| Employer contribution / active EE | $5,060 | $4,375+15.6% | $4,034+25.4% | $4,379+15.5% |
| Participant deferral / active EE | $2,525 | $5,842-56.8% | $5,318-52.5% | $6,730-62.5% |
| Admin fee / account holder | $8,327 | $11,961-30.4% | $10,693-22.1% | $14,365-42.0% |