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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,080 | $115,810-88.7% | $101,271-87.1% | $158,966-91.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 8.66% | 56.15%-47.5pp | 46.48%-37.8pp | 302.95%-294.3pp |
| Employer contribution / active EE | $4,205 | $4,175+0.7% | $3,660+14.9% | $4,762-11.7% |
| Participant deferral / active EE | $2,044 | $4,958-58.8% | $4,371-53.2% | $5,983-65.8% |
| Admin fee / account holder | $1,917 | $7,248-73.6% | $5,948-67.8% | $11,250-83.0% |