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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,339 | $48,118+10.9% | $136,833-61.0% | $94,015-43.3% |
| Participation rate | 29.3% | 47.4%-18.1pp | 59.0%-29.7pp | 70.8%-41.5pp |
| Annual return | 14.61% | 14.65%0pp | 35.32%-20.7pp | 17.84%-3.2pp |
| Employer contribution / active EE | $1,033 | $821+25.9% | $1,319-21.7% | $2,790-63.0% |
| Participant deferral / active EE | $1,745 | $1,651+5.7% | $2,441-28.5% | $4,249-58.9% |
| Admin fee / account holder | $7,693 | $3,059+151.5% | $4,706+63.5% | $8,951-14.1% |