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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,339 | $36,948+44.4% | $73,658-27.6% | $87,485-39.0% |
| Participation rate | 29.3% | 46.8%-17.5pp | 57.0%-27.7pp | 68.9%-39.6pp |
| Annual return | 14.61% | 28.64%-14.0pp | 29.72%-15.1pp | 26.06%-11.5pp |
| Employer contribution / active EE | $1,033 | $670+54.2% | $1,032+0.1% | $2,596-60.2% |
| Participant deferral / active EE | $1,745 | $1,379+26.5% | $2,062-15.4% | $4,274-59.2% |
| Admin fee / account holder | $7,693 | $2,531+204.0% | $3,357+129.2% | $7,775-1.0% |