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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,304 | $32,117-67.9% | $71,086-85.5% | $64,181-83.9% |
| Participation rate | 27.0% | 42.7%-15.7pp | 54.7%-27.7pp | 69.6%-42.6pp |
| Annual return | -8.18% | -5.57%-2.6pp | 650.59%-658.8pp | 7.63%-15.8pp |
| Employer contribution / active EE | $476 | $712-33.1% | $1,088-56.2% | $2,381-80.0% |
| Participant deferral / active EE | $826 | $1,263-34.6% | $1,874-55.9% | $3,470-76.2% |
| Admin fee / account holder | $2,117 | $2,759-23.3% | $3,082-31.3% | $4,887-56.7% |