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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,198 | $97,125-73.0% | $86,233-69.6% | $137,256-80.9% |
| Participation rate | 68.2% | 74.2%-6.0pp | 69.0%-0.8pp | 80.0%-11.8pp |
| Annual return | 15.70% | 74.19%-58.5pp | 61.39%-45.7pp | 220.34%-204.6pp |
| Employer contribution / active EE | $811 | $2,841-71.5% | $2,504-67.6% | $4,156-80.5% |
| Participant deferral / active EE | $2,496 | $5,180-51.8% | $4,559-45.3% | $6,407-61.0% |
| Admin fee / account holder | $282 | $9,725-97.1% | $8,342-96.6% | $12,270-97.7% |