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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,740 | $93,124-83.1% | $77,100-79.6% | $134,545-88.3% |
| Participation rate | 55.0% | 74.5%-19.5pp | 67.9%-12.9pp | 81.2%-26.2pp |
| Annual return | -17.08% | 62.68%-79.8pp | 42.35%-59.4pp | 418.37%-435.4pp |
| Employer contribution / active EE | $472 | $3,421-86.2% | $2,815-83.2% | $4,742-90.1% |
| Participant deferral / active EE | $1,603 | $5,242-69.4% | $4,430-63.8% | $6,401-75.0% |
| Admin fee / account holder | $5,180 | $6,970-25.7% | $5,443-4.8% | $11,431-54.7% |