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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,740 | $93,098-83.1% | $77,081-79.6% | $134,509-88.3% |
| Participation rate | 55.0% | 74.5%-19.5pp | 67.9%-12.9pp | 81.2%-26.2pp |
| Annual return | -17.08% | 62.63%-79.7pp | 42.33%-59.4pp | 418.13%-435.2pp |
| Employer contribution / active EE | $472 | $3,419-86.2% | $2,813-83.2% | $4,741-90.1% |
| Participant deferral / active EE | $1,603 | $5,239-69.4% | $4,428-63.8% | $6,400-74.9% |
| Admin fee / account holder | $5,180 | $6,945-25.4% | $5,427-4.5% | $11,427-54.7% |