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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,880 | $95,188-72.8% | $76,518-66.2% | $135,380-80.9% |
| Participation rate | 40.0% | 74.4%-34.4pp | 68.0%-28.0pp | 82.6%-42.6pp |
| Annual return | -7.05% | 4.85%-11.9pp | -0.27%-6.8pp | 519.81%-526.9pp |
| Employer contribution / active EE | $505 | $3,303-84.7% | $2,647-80.9% | $4,779-89.4% |
| Participant deferral / active EE | $1,875 | $4,640-59.6% | $3,836-51.1% | $5,609-66.6% |
| Admin fee / account holder | $3,742 | $6,249-40.1% | $4,849-22.8% | $10,828-65.4% |