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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,490 | $80,985+40.1% | $96,576+17.5% | $75,181+51.0% |
| Participation rate | 76.2% | 71.8%+4.4pp | 76.0%+0.2pp | 67.2%+9.0pp |
| Annual return | 9.02% | 27.05%-18.0pp | 25.87%-16.9pp | 160.69%-151.7pp |
| Employer contribution / active EE | $2,731 | $2,282+19.7% | $2,965-7.9% | $2,671+2.3% |
| Participant deferral / active EE | $5,432 | $3,929+38.3% | $4,851+12.0% | $4,126+31.7% |
| Admin fee / account holder | $1,909 | $6,719-71.6% | $8,253-76.9% | $5,650-66.2% |