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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,149 | $62,589+20.1% | $76,768-2.1% | $64,173+17.1% |
| Participation rate | 56.8% | 72.8%-16.1pp | 77.0%-20.2pp | 69.6%-12.8pp |
| Annual return | 0.95% | -1.95%+2.9pp | 2.43%-1.5pp | 7.63%-6.7pp |
| Employer contribution / active EE | $1,334 | $1,832-27.2% | $2,485-46.3% | $2,381-44.0% |
| Participant deferral / active EE | $2,063 | $3,145-34.4% | $3,852-46.4% | $3,470-40.5% |
| Admin fee / account holder | $2,672 | $4,667-42.7% | $6,675-60.0% | $4,887-45.3% |