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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,675 | $71,878+38.7% | $86,698+15.0% | $68,486+45.5% |
| Participation rate | 73.0% | 72.2%+0.7pp | 76.6%-3.6pp | 67.9%+5.1pp |
| Annual return | -3.88% | 3.53%-7.4pp | 35.95%-39.8pp | -7.85%+4.0pp |
| Employer contribution / active EE | $2,592 | $2,173+19.3% | $2,837-8.6% | $2,597-0.2% |
| Participant deferral / active EE | $5,573 | $3,779+47.5% | $4,656+19.7% | $4,028+38.4% |
| Admin fee / account holder | $6,899 | $6,113+12.9% | $7,493-7.9% | $5,404+27.7% |