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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,352 | $135,956-63.0% | $123,894-59.4% | $273,972-81.6% |
| Participation rate | 91.7% | 84.1%+7.6pp | 81.4%+10.3pp | 83.0%+8.7pp |
| Annual return | 10.20% | 56.63%-46.4pp | 47.52%-37.3pp | 41.46%-31.3pp |
| Employer contribution / active EE | $2,680 | $5,170-48.2% | $4,617-41.9% | $4,869-45.0% |
| Participant deferral / active EE | $8,255 | $6,343+30.2% | $5,984+37.9% | $5,287+56.1% |
| Admin fee / account holder | $546 | $9,817-94.4% | $8,357-93.5% | $10,133-94.6% |