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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,929 | $148,623-8.5% | $135,9740% | $139,466-2.5% |
| Participation rate | 90.0% | 83.9%+6.1pp | 81.9%+8.1pp | 80.3%+9.7pp |
| Annual return | 13.56% | 79.30%-65.7pp | 68.30%-54.7pp | 373.66%-360.1pp |
| Employer contribution / active EE | $2,709 | $5,246-48.4% | $4,859-44.2% | $4,754-43.0% |
| Participant deferral / active EE | $9,656 | $8,103+19.2% | $7,760+24.4% | $6,712+43.9% |
| Admin fee / account holder | $13,827 | $12,406+11.5% | $10,767+28.4% | $11,409+21.2% |