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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,675 | $165,399-9.5% | $149,7450% | $158,982-5.9% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 16.33% | 348.34%-332.0pp | 276.72%-260.4pp | 302.99%-286.7pp |
| Employer contribution / active EE | $3,099 | $5,105-39.3% | $4,646-33.3% | $4,763-34.9% |
| Participant deferral / active EE | $9,041 | $7,183+25.9% | $6,843+32.1% | $5,983+51.1% |
| Admin fee / account holder | $2,059 | $10,811-81.0% | $9,312-77.9% | $11,252-81.7% |