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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,719 | $201,372-72.8% | $184,260-70.3% | $145,884-62.5% |
| Participation rate | 40.0% | 87.5%-47.5pp | 86.8%-46.8pp | 80.3%-40.3pp |
| Annual return | 14.64% | 29.04%-14.4pp | 28.84%-14.2pp | 551.85%-537.2pp |
| Employer contribution / active EE | $2,075 | $7,024-70.5% | $6,427-67.7% | $4,662-55.5% |
| Participant deferral / active EE | $4,368 | $9,808-55.5% | $9,133-52.2% | $6,690-34.7% |
| Admin fee / account holder | $3,526 | $16,362-78.4% | $13,898-74.6% | $13,392-73.7% |