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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,003 | $185,905-77.9% | $170,057-75.9% | $139,487-70.6% |
| Participation rate | 52.6% | 87.8%-35.1pp | 87.0%-34.4pp | 80.3%-27.7pp |
| Annual return | 20.96% | 60.56%-39.6pp | 53.42%-32.5pp | 373.84%-352.9pp |
| Employer contribution / active EE | $3,266 | $7,597-57.0% | $6,790-51.9% | $4,755-31.3% |
| Participant deferral / active EE | $4,989 | $11,627-57.1% | $10,411-52.1% | $6,713-25.7% |
| Admin fee / account holder | $1,151 | $15,397-92.5% | $12,826-91.0% | $11,407-89.9% |