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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,851 | $157,304-84.2% | $141,197-82.4% | $152,909-83.7% |
| Participation rate | 57.9% | 84.8%-26.9pp | 82.5%-24.6pp | 82.5%-24.6pp |
| Annual return | 32.91% | 64.34%-31.4pp | 71.41%-38.5pp | 345.46%-312.6pp |
| Employer contribution / active EE | $1,793 | $5,263-65.9% | $4,736-62.1% | $4,764-62.4% |
| Participant deferral / active EE | $4,877 | $7,111-31.4% | $6,710-27.3% | $5,851-16.7% |
| Admin fee / account holder | $547 | $12,126-95.5% | $10,265-94.7% | $11,601-95.3% |