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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,321 | $105,210-71.2% | $159,487-81.0% | $85,851-64.7% |
| Participation rate | 50.0% | 75.8%-25.8pp | 82.8%-32.8pp | 69.3%-19.3pp |
| Annual return | 17.18% | 45.08%-27.9pp | 263.71%-246.5pp | 318.63%-301.5pp |
| Employer contribution / active EE | $1,552 | $3,319-53.3% | $4,831-67.9% | $2,565-39.5% |
| Participant deferral / active EE | $3,523 | $5,946-40.8% | $7,354-52.1% | $3,952-10.9% |
| Admin fee / account holder | $3,636 | $6,934-47.6% | $10,804-66.3% | $6,261-41.9% |