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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,243 | $148,582+113.5% | $135,942+133.4% | $139,456+127.5% |
| Participation rate | 90.0% | 83.9%+6.1pp | 81.9%+8.1pp | 80.3%+9.7pp |
| Annual return | 22.75% | 79.26%-56.5pp | 68.28%-45.5pp | 373.45%-350.7pp |
| Employer contribution / active EE | $10,548 | $5,245+101.1% | $4,858+117.2% | $4,753+121.9% |
| Participant deferral / active EE | $9,834 | $8,101+21.4% | $7,759+26.7% | $6,711+46.5% |
| Admin fee / account holder | $3,742 | $12,402-69.8% | $10,764-65.2% | $11,407-67.2% |