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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,111 | $165,381+31.9% | $149,730+45.7% | $158,966+37.2% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 17.37% | 348.29%-330.9pp | 276.70%-259.3pp | 302.95%-285.6pp |
| Employer contribution / active EE | $8,163 | $5,104+59.9% | $4,645+75.7% | $4,762+71.4% |
| Participant deferral / active EE | $6,028 | $7,182-16.1% | $6,843-11.9% | $5,983+0.7% |
| Admin fee / account holder | $7,177 | $10,809-33.6% | $9,310-22.9% | $11,250-36.2% |