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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,348 | $157,276+15.9% | $141,177+29.2% | $152,885+19.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 23.39% | 64.33%-40.9pp | 71.40%-48.0pp | 345.39%-322.0pp |
| Employer contribution / active EE | $7,756 | $5,262+47.4% | $4,736+63.8% | $4,763+62.8% |
| Participant deferral / active EE | $7,024 | $7,110-1.2% | $6,710+4.7% | $5,851+20.0% |
| Admin fee / account holder | $1,554 | $12,123-87.2% | $10,263-84.9% | $11,598-86.6% |