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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,381 | $106,280-61.1% | $96,538-57.1% | $139,487-70.3% |
| Participation rate | 53.8% | 77.8%-24.0pp | 74.3%-20.5pp | 80.3%-26.5pp |
| Annual return | 20.73% | 38.48%-17.8pp | 35.74%-15.0pp | 373.84%-353.1pp |
| Employer contribution / active EE | $1,168 | $4,107-71.6% | $3,740-68.8% | $4,755-75.4% |
| Participant deferral / active EE | $4,779 | $5,457-12.4% | $4,880-2.1% | $6,713-28.8% |
| Admin fee / account holder | $27 | $7,888-99.7% | $6,737-99.6% | $11,407-99.8% |