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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,381 | $106,236-61.0% | $96,496-57.1% | $139,427-70.3% |
| Participation rate | 53.8% | 77.8%-24.0pp | 74.3%-20.5pp | 80.3%-26.5pp |
| Annual return | 20.73% | 38.43%-17.7pp | 35.70%-15.0pp | 373.27%-352.5pp |
| Employer contribution / active EE | $1,168 | $4,104-71.5% | $3,738-68.8% | $4,752-75.4% |
| Participant deferral / active EE | $4,779 | $5,455-12.4% | $4,879-2.0% | $6,711-28.8% |
| Admin fee / account holder | $27 | $7,879-99.7% | $6,731-99.6% | $11,404-99.8% |