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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,026 | $97,732-35.5% | $83,831-24.8% | $135,380-53.4% |
| Participation rate | 58.3% | 80.0%-21.6pp | 76.1%-17.8pp | 82.6%-24.3pp |
| Annual return | -8.41% | 1287.56%-1296.0pp | 850.99%-859.4pp | 519.81%-528.2pp |
| Employer contribution / active EE | $1,149 | $4,222-72.8% | $3,631-68.4% | $4,779-76.0% |
| Participant deferral / active EE | $2,287 | $4,683-51.2% | $4,082-44.0% | $5,609-59.2% |
| Admin fee / account holder | $582 | $6,675-91.3% | $5,479-89.4% | $10,828-94.6% |