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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,276 | $107,368-32.7% | $92,915-22.2% | $152,909-52.7% |
| Participation rate | 61.5% | 79.8%-18.3pp | 76.0%-14.5pp | 82.5%-20.9pp |
| Annual return | 22.65% | 145.64%-123.0pp | 109.45%-86.8pp | 345.46%-322.8pp |
| Employer contribution / active EE | $1,066 | $4,222-74.8% | $3,653-70.8% | $4,764-77.6% |
| Participant deferral / active EE | $2,096 | $4,848-56.8% | $4,238-50.5% | $5,851-64.2% |
| Admin fee / account holder | $500 | $7,082-92.9% | $5,796-91.4% | $11,601-95.7% |