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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,276 | $107,341-32.7% | $92,897-22.2% | $152,870-52.7% |
| Participation rate | 61.5% | 79.8%-18.2pp | 76.0%-14.5pp | 82.4%-20.9pp |
| Annual return | 22.65% | 145.59%-122.9pp | 109.42%-86.8pp | 345.34%-322.7pp |
| Employer contribution / active EE | $1,066 | $4,221-74.8% | $3,653-70.8% | $4,763-77.6% |
| Participant deferral / active EE | $2,096 | $4,847-56.8% | $4,238-50.5% | $5,850-64.2% |
| Admin fee / account holder | $500 | $7,080-92.9% | $5,794-91.4% | $11,597-95.7% |