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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,702 | $98,766-31.5% | $149,730-54.8% | $79,852-15.2% |
| Participation rate | 78.8% | 75.8%+3.0pp | 82.5%-3.7pp | 69.6%+9.1pp |
| Annual return | 10.65% | 27.43%-16.8pp | 276.70%-266.1pp | 31.72%-21.1pp |
| Employer contribution / active EE | $1,953 | $3,217-39.3% | $4,645-57.9% | $2,471-20.9% |
| Participant deferral / active EE | $4,653 | $5,681-18.1% | $6,843-32.0% | $3,740+24.4% |
| Admin fee / account holder | $5,384 | $6,052-11.0% | $9,310-42.2% | $5,306+1.5% |