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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,060 | $77,816-40.8% | $123,552-62.7% | $64,173-28.2% |
| Participation rate | 86.7% | 74.7%+12.0pp | 82.3%+4.4pp | 69.6%+17.1pp |
| Annual return | -10.25% | 12.49%-22.7pp | 119.20%-129.5pp | 7.63%-17.9pp |
| Employer contribution / active EE | $2,026 | $3,014-32.8% | $4,628-56.2% | $2,381-14.9% |
| Participant deferral / active EE | $4,523 | $5,240-13.7% | $6,426-29.6% | $3,470+30.3% |
| Admin fee / account holder | $488 | $5,519-91.2% | $9,285-94.7% | $4,887-90.0% |