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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,975 | $150,447-67.4% | $136,298-64.1% | $147,586-66.8% |
| Participation rate | 84.2% | 84.4%-0.2pp | 81.9%+2.3pp | 82.8%+1.4pp |
| Annual return | 185.97% | 1049.15%-863.2pp | 5156.27%-4970.3pp | 578.59%-392.6pp |
| Employer contribution / active EE | $2,762 | $5,256-47.5% | $4,696-41.2% | $4,876-43.4% |
| Participant deferral / active EE | $6,558 | $6,631-1.1% | $6,247+5.0% | $5,439+20.6% |
| Admin fee / account holder | $312 | $10,906-97.1% | $9,244-96.6% | $10,886-97.1% |