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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $355,415 | $138,102+157.4% | $125,381+183.5% | $134,532+164.2% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -24.37% | 750.73%-775.1pp | 572.31%-596.7pp | 418.27%-442.6pp |
| Employer contribution / active EE | $9,807 | $5,245+87.0% | $4,815+103.7% | $4,741+106.8% |
| Participant deferral / active EE | $23,667 | $7,801+203.4% | $7,448+217.8% | $6,401+269.7% |
| Admin fee / account holder | $2,268 | $11,568-80.4% | $10,007-77.3% | $11,429-80.2% |