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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,481 | $150,447+112.4% | $136,298+134.4% | $147,586+116.5% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 7.82% | 1049.15%-1041.3pp | 5156.27%-5148.5pp | 578.59%-570.8pp |
| Employer contribution / active EE | $7,368 | $5,256+40.2% | $4,696+56.9% | $4,876+51.1% |
| Participant deferral / active EE | $12,567 | $6,631+89.5% | $6,247+101.2% | $5,439+131.1% |
| Admin fee / account holder | $1,560 | $10,906-85.7% | $9,244-83.1% | $10,886-85.7% |