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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $377,934 | $157,276+140.3% | $141,177+167.7% | $152,885+147.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 15.63% | 64.33%-48.7pp | 71.40%-55.8pp | 345.39%-329.8pp |
| Employer contribution / active EE | $7,376 | $5,262+40.2% | $4,736+55.8% | $4,763+54.9% |
| Participant deferral / active EE | $20,667 | $7,110+190.7% | $6,710+208.0% | $5,851+253.2% |
| Admin fee / account holder | $2,080 | $12,123-82.8% | $10,263-79.7% | $11,598-82.1% |