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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,228 | $201,372-78.0% | $184,260-76.0% | $145,884-69.7% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 12.20% | 29.04%-16.8pp | 28.84%-16.6pp | 551.85%-539.7pp |
| Employer contribution / active EE | $3,402 | $7,024-51.6% | $6,427-47.1% | $4,662-27.0% |
| Participant deferral / active EE | $4,297 | $9,808-56.2% | $9,133-52.9% | $6,690-35.8% |
| Admin fee / account holder | $319 | $16,362-98.0% | $13,898-97.7% | $13,392-97.6% |