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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,745 | $209,888-78.2% | $189,545-75.9% | $167,553-72.7% |
| Participation rate | 90.9% | 88.7%+2.2pp | 87.8%+3.1pp | 82.1%+8.8pp |
| Annual return | 16.43% | 748.66%-732.2pp | 555.36%-538.9pp | 478.89%-462.5pp |
| Employer contribution / active EE | $2,416 | $6,915-65.1% | $6,162-60.8% | $4,840-50.1% |
| Participant deferral / active EE | $5,321 | $8,934-40.4% | $8,220-35.3% | $6,343-16.1% |
| Admin fee / account holder | $1,568 | $14,300-89.0% | $12,049-87.0% | $12,316-87.3% |