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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,153 | $167,533-77.2% | $151,645-74.8% | $134,545-71.6% |
| Participation rate | 90.9% | 88.4%+2.5pp | 87.5%+3.4pp | 81.2%+9.7pp |
| Annual return | -16.97% | 7.81%-24.8pp | 3.34%-20.3pp | 418.37%-435.3pp |
| Employer contribution / active EE | $1,623 | $6,828-76.2% | $6,165-73.7% | $4,742-65.8% |
| Participant deferral / active EE | $2,077 | $8,985-76.9% | $8,363-75.2% | $6,401-67.6% |
| Admin fee / account holder | $312 | $13,781-97.7% | $11,614-97.3% | $11,431-97.3% |