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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,256 | $111,535+49.1% | $105,223+58.0% | $137,256+21.1% |
| Participation rate | 23.5% | 78.1%-54.6pp | 75.0%-51.5pp | 80.0%-56.4pp |
| Annual return | 15.12% | 237.85%-222.7pp | 180.65%-165.5pp | 220.34%-205.2pp |
| Employer contribution / active EE | $905 | $3,939-77.0% | $3,689-75.5% | $4,156-78.2% |
| Participant deferral / active EE | $2,680 | $5,500-51.3% | $5,072-47.2% | $6,407-58.2% |
| Admin fee / account holder | $1,619 | $9,721-83.3% | $8,859-81.7% | $12,270-86.8% |