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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,243 | $198,457-0.1% | $170,435+16.3% | $147,586+34.3% |
| Participation rate | 64.3% | 88.0%-23.7pp | 83.6%-19.3pp | 82.8%-18.5pp |
| Annual return | 21.40% | 257.30%-235.9pp | 205.94%-184.5pp | 578.59%-557.2pp |
| Employer contribution / active EE | $2,570 | $6,183-58.4% | $5,432-52.7% | $4,876-47.3% |
| Participant deferral / active EE | $4,324 | $5,629-23.2% | $4,939-12.5% | $5,439-20.5% |
| Admin fee / account holder | $19,960 | $16,852+18.4% | $13,881+43.8% | $10,886+83.4% |