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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,532 | $202,342+7.5% | $172,753+25.9% | $152,909+42.3% |
| Participation rate | 53.3% | 87.1%-33.7pp | 82.6%-29.3pp | 82.5%-29.1pp |
| Annual return | 26.00% | 1029.88%-1003.9pp | 803.00%-777.0pp | 345.46%-319.5pp |
| Employer contribution / active EE | $1,613 | $5,857-72.5% | $5,144-68.6% | $4,764-66.1% |
| Participant deferral / active EE | $2,463 | $5,948-58.6% | $5,198-52.6% | $5,851-57.9% |
| Admin fee / account holder | $31,681 | $17,112+85.1% | $13,956+127.0% | $11,601+173.1% |