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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,831 | $168,635-39.0% | $147,617-30.3% | $125,389-18.0% |
| Participation rate | 54.5% | 88.8%-34.2pp | 84.6%-30.1pp | 83.2%-28.6pp |
| Annual return | 0.13% | 77.65%-77.5pp | 61.98%-61.8pp | 282.24%-282.1pp |
| Employer contribution / active EE | $1,557 | $6,252-75.1% | $5,564-72.0% | $4,866-68.0% |
| Participant deferral / active EE | $2,782 | $5,507-49.5% | $4,895-43.2% | $5,352-48.0% |
| Admin fee / account holder | $2,030 | $13,580-85.1% | $11,612-82.5% | $9,541-78.7% |