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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,041 | $90,691+72.1% | $76,119+105.0% | $145,884+7.0% |
| Participation rate | 84.6% | 74.5%+10.1pp | 69.1%+15.5pp | 80.3%+4.3pp |
| Annual return | 18.51% | 624.52%-606.0pp | 361.25%-342.7pp | 551.85%-533.3pp |
| Employer contribution / active EE | $3,657 | $3,329+9.9% | $2,693+35.8% | $4,662-21.6% |
| Participant deferral / active EE | $9,842 | $5,167+90.5% | $4,259+131.1% | $6,690+47.1% |
| Admin fee / account holder | $5,766 | $8,383-31.2% | $6,421-10.2% | $13,392-56.9% |