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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,502 | $82,288+12.4% | $68,794+34.5% | $134,509-31.2% |
| Participation rate | 100.0% | 75.1%+24.9pp | 69.0%+31.0pp | 81.2%+18.8pp |
| Annual return | -17.60% | -2.19%-15.4pp | -6.37%-11.2pp | 418.13%-435.7pp |
| Employer contribution / active EE | $3,458 | $3,301+4.8% | $2,656+30.2% | $4,741-27.1% |
| Participant deferral / active EE | $9,236 | $4,738+94.9% | $3,941+134.3% | $6,400+44.3% |
| Admin fee / account holder | $455 | $6,482-93.0% | $4,934-90.8% | $11,427-96.0% |