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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,331 | $56,134-51.3% | $96,171-71.6% | $85,847-68.2% |
| Participation rate | 80.6% | 56.7%+23.8pp | 68.4%+12.1pp | 69.3%+11.2pp |
| Annual return | 13.71% | 42.30%-28.6pp | 192.04%-178.3pp | 318.61%-304.9pp |
| Employer contribution / active EE | $285 | $1,620-82.4% | $2,799-89.8% | $2,565-88.9% |
| Participant deferral / active EE | $6,084 | $2,858+112.9% | $4,350+39.9% | $3,952+54.0% |
| Admin fee / account holder | $6,104 | $3,769+62.0% | $5,538+10.2% | $6,261-2.5% |