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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,546 | $48,053-44.8% | $84,637-68.6% | $72,976-63.6% |
| Participation rate | 70.4% | 57.6%+12.8pp | 68.2%+2.1pp | 69.5%+0.9pp |
| Annual return | 25.21% | 37.39%-12.2pp | 258.82%-233.6pp | 81.02%-55.8pp |
| Employer contribution / active EE | $378 | $1,602-76.4% | $2,653-85.7% | $2,440-84.5% |
| Participant deferral / active EE | $6,883 | $2,681+156.8% | $3,900+76.5% | $3,608+90.8% |
| Admin fee / account holder | $913 | $3,395-73.1% | $4,914-81.4% | $5,124-82.2% |