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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,997 | $96,388-55.4% | $80,627-46.7% | $139,466-69.2% |
| Participation rate | 86.4% | 73.6%+12.7pp | 67.0%+19.4pp | 80.3%+6.0pp |
| Annual return | 9.89% | 1352.08%-1342.2pp | 936.76%-926.9pp | 373.66%-363.8pp |
| Employer contribution / active EE | $1,411 | $3,260-56.7% | $2,723-48.2% | $4,754-70.3% |
| Participant deferral / active EE | $9,012 | $5,224+72.5% | $4,443+102.8% | $6,712+34.3% |
| Admin fee / account holder | $8,362 | $6,603+26.6% | $5,381+55.4% | $11,409-26.7% |