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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,727 | $47,977-58.9% | $154,114-87.2% | $56,287-65.0% |
| Participation rate | 100.0% | 66.2%+33.8pp | 83.0%+17.0pp | 69.9%+30.1pp |
| Annual return | -8.66% | 3.54%-12.2pp | 735.16%-743.8pp | -9.96%+1.3pp |
| Employer contribution / active EE | $4,394 | $2,169+102.6% | $5,298-17.1% | $2,111+108.2% |
| Participant deferral / active EE | $5,332 | $2,392+122.9% | $5,081+4.9% | $3,350+59.2% |
| Admin fee / account holder | $1,398 | $438+218.9% | $13,411-89.6% | $521+168.3% |