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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,559 | $84,236-70.8% | $170,435-85.6% | $70,126-65.0% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 28.54% | 23.06%+5.5pp | 205.94%-177.4pp | 73.15%-44.6pp |
| Employer contribution / active EE | $5,140 | $3,387+51.8% | $5,432-5.4% | $2,343+119.4% |
| Participant deferral / active EE | $5,747 | $3,086+86.2% | $4,939+16.3% | $3,332+72.5% |
| Admin fee / account holder | $703 | $5,698-87.7% | $13,881-94.9% | $4,645-84.9% |