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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,626 | $225,673+37.2% | $203,872+51.9% | $155,188+99.5% |
| Participation rate | 100.0% | 80.3%+19.7pp | 77.8%+22.2pp | 80.8%+19.2pp |
| Annual return | 17.43% | 95.91%-78.5pp | 85.11%-67.7pp | 148.84%-131.4pp |
| Employer contribution / active EE | $7,562 | $4,099+84.5% | $3,757+101.2% | $4,248+78.0% |
| Participant deferral / active EE | $21,220 | $6,893+207.9% | $6,388+232.2% | $6,531+224.9% |
| Admin fee / account holder | $3,096 | $12,327-74.9% | $11,730-73.6% | $14,480-78.6% |