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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,626 | $182,442+69.7% | $163,379+89.5% | $138,895+122.9% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.8%+23.2pp | 79.9%+20.1pp |
| Annual return | 17.43% | 72.74%-55.3pp | 63.41%-46.0pp | 145.39%-128.0pp |
| Employer contribution / active EE | $7,562 | $4,159+81.8% | $3,752+101.5% | $4,194+80.3% |
| Participant deferral / active EE | $21,220 | $6,817+211.3% | $6,282+237.8% | $6,396+231.8% |
| Admin fee / account holder | $3,096 | $10,396-70.2% | $9,818-68.5% | $12,562-75.4% |