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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,160 | $211,946-74.9% | $169,452-68.6% | $135,379-60.7% |
| Participation rate | 100.0% | 82.6%+17.4pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -11.44% | 3.26%-14.7pp | 1.83%-13.3pp | 519.79%-531.2pp |
| Employer contribution / active EE | $1,997 | $5,117-61.0% | $4,157-52.0% | $4,779-58.2% |
| Participant deferral / active EE | $9,471 | $6,075+55.9% | $5,277+79.5% | $5,609+68.9% |
| Admin fee / account holder | $701 | $11,472-93.9% | $9,110-92.3% | $10,828-93.5% |