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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,942 | $105,284+1.6% | $150,734-29.1% | $94,015+13.8% |
| Participation rate | 71.0% | 71.7%-0.8pp | 78.4%-7.5pp | 70.8%+0.1pp |
| Annual return | 12.53% | 15.67%-3.1pp | 600.81%-588.3pp | 17.84%-5.3pp |
| Employer contribution / active EE | $11,407 | $3,599+217.0% | $4,918+131.9% | $2,790+308.8% |
| Participant deferral / active EE | $5,441 | $4,274+27.3% | $5,610-3.0% | $4,249+28.0% |
| Admin fee / account holder | $5,313 | $9,839-46.0% | $14,905-64.4% | $8,951-40.6% |