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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,942 | $93,345+14.6% | $119,126-10.2% | $87,485+22.2% |
| Participation rate | 71.0% | 68.7%+2.2pp | 75.8%-4.8pp | 68.9%+2.0pp |
| Annual return | 12.53% | 19.08%-6.5pp | 282.11%-269.6pp | 26.06%-13.5pp |
| Employer contribution / active EE | $11,407 | $3,172+259.7% | $4,034+182.8% | $2,596+339.4% |
| Participant deferral / active EE | $5,441 | $4,099+32.7% | $5,318+2.3% | $4,274+27.3% |
| Admin fee / account holder | $5,313 | $8,039-33.9% | $10,693-50.3% | $7,775-31.7% |