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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,320 | $134,001-68.4% | $112,258-62.3% | $134,509-68.5% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -14.88% | 47.15%-62.0pp | 27.47%-42.3pp | 418.13%-433.0pp |
| Employer contribution / active EE | $12,002 | $4,039+197.1% | $3,636+230.1% | $4,741+153.2% |
| Participant deferral / active EE | $10,529 | $5,291+99.0% | $4,728+122.7% | $6,400+64.5% |
| Admin fee / account holder | $582 | $7,491-92.2% | $6,411-90.9% | $11,427-94.9% |