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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,026 | $62,586-60.0% | $76,766-67.4% | $64,181-61.0% |
| Participation rate | 95.2% | 72.8%+22.4pp | 77.0%+18.3pp | 69.6%+25.7pp |
| Annual return | -8.04% | -1.95%-6.1pp | 2.43%-10.5pp | 7.63%-15.7pp |
| Employer contribution / active EE | $1,341 | $1,832-26.8% | $2,485-46.0% | $2,381-43.7% |
| Participant deferral / active EE | $4,375 | $3,145+39.1% | $3,851+13.6% | $3,470+26.1% |
| Admin fee / account holder | $2,215 | $4,667-52.5% | $6,675-66.8% | $4,887-54.7% |