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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,695 | $67,602-63.5% | $82,312-70.0% | $70,126-64.8% |
| Participation rate | 94.4% | 72.8%+21.7pp | 76.9%+17.6pp | 69.5%+24.9pp |
| Annual return | 20.36% | 21.57%-1.2pp | 25.88%-5.5pp | 73.15%-52.8pp |
| Employer contribution / active EE | $3,100 | $1,755+76.6% | $2,428+27.7% | $2,343+32.3% |
| Participant deferral / active EE | $5,069 | $2,987+69.7% | $3,706+36.8% | $3,332+52.2% |
| Admin fee / account holder | $2,290 | $4,512-49.2% | $5,608-59.2% | $4,645-50.7% |