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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,497 | $60,349-74.3% | $74,184-79.1% | $62,881-75.4% |
| Participation rate | 89.1% | 72.7%+16.4pp | 76.6%+12.5pp | 69.3%+19.8pp |
| Annual return | 7.93% | 21.38%-13.4pp | 17.74%-9.8pp | 20.14%-12.2pp |
| Employer contribution / active EE | $2,165 | $1,680+28.8% | $2,370-8.7% | $2,281-5.1% |
| Participant deferral / active EE | $3,231 | $2,856+13.1% | $3,550-9.0% | $3,203+0.9% |
| Admin fee / account holder | $1,474 | $4,261-65.4% | $5,586-73.6% | $4,296-65.7% |